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1stInsured.com Terms and Conditions of Use


These Terms and Conditions of Use govern your use of this website. This website is provided by 1stInsured.com. By accessing this site, you are indicating your acknowledgment and acceptance of these Terms and Conditions of Use. These Terms and Conditions of Use are subject to change by 1stInsured.com at any time in its discretion without further notice. Your use of this site after such changes are implemented constitutes your acknowledgment and acceptance of the changes. Please consult these Terms and Conditions of Use regularly. These Terms and Conditions apply exclusively to your access to, and use of, this website.

Privacy Policy

1stInsured.com has adopted a Privacy Policy. Users of this website should refer to the 1stInsured.com Privacy Policy, available at this website's homepage, before providing any information.

Consent To Be Contacted

You understand that by submitting your personal information, you are making a consumer inquiry for insurance and/or financial services offered by insurance agents and/or sellers of financial services. You also understand that by doing so, you consent and expect to be contacted by any and all such licensed insurance agents and/or sellers of financial services via telephone, email or direct mail even if you are registered on the federal do-not-call list and/or any applicable state do-not-call list. You may withdraw your consent by notifying us at admin AT 1stInsured.com.

Representations and Warranties

You represent and warrant that, to the best of your knowledge and ability, any and all information submitted by you to this website is true and accurate.

Restrictions On Use

You may use this site for purposes expressly permitted by this site. You may not use this site for any other purpose, including any commercial purpose, without 1stInsured.com’s express prior written consent. For example, you may not (and may not authorize any other party to co brand this site or frame this site, without the express prior written permission of an authorized representative of 1stInsured.com. For purposes of these Terms and Conditions of Use, “co branding” means to display a name, logo, trademark, or other means of attribution or identification of any party in such a manner as is reasonably likely to give a user the impression that such other party has the right to display, publish, or distribute this site or content accessible within this site. You agree to cooperate with 1stInsured.com in causing any unauthorized co-branding, framing or hyper-linking immediately to cease.

Proprietary Information

The material and content accessible from this site, and any other World Wide Web site owned, operated, licensed, or controlled by 1stInsured.com (the “Content”) is the proprietary information of 1stInsured.com, and 1stInsured.com retains all right, title, and interest in the Content. Accordingly, the Content may not be copied, distributed, republished, uploaded, posted, or transmitted in any way without the prior written consent of 1stInsured.com, except that you may print out a copy of the Content solely for your personal use. In doing so, you may not remove or alter, or cause to be removed or altered, any copyright, trademark, trade name, service mark, or any other proprietary notice or legend appearing on any of the Content. Modification or use of the Content except as expressly provided in these Terms and Conditions of Use violates 1stInsured.com’s intellectual property rights. Neither title nor intellectual property rights are transferred to you by access to this site.

Hyperlinks

This site may be hyper-linked to other sites, which are not maintained by, or related to, 1stInsured.com. Hyper-links to such sites are provided as a service to users and are not sponsored by or affiliated with this site or 1stInsured.com. 1stInsured.com has not reviewed any or all of such sites and is not responsible for the content of those sites. Hyper-links are to be accessed at the user’s own risk, and 1stInsured.com makes no representations or warranties about the content, completeness or accuracy of these hyper-links or the sites hyper-linked to this site. Further, the inclusion of any hyper-link to a third-party site does not necessarily imply endorsement by 1stInsured.com of that site.

Third-Party Content & Services

1stInsured.com may provide hyperlinks to WebPages and content of third parties ("Third-Party Content") as a service to those interested in this information. 1stInsured.com does not monitor nor does 1stInsured.com have control over any Third-Party Content or Third-Party Websites. 1stInsured.com does not endorse or adopt any Third-Party Content and can make no guarantee as to its accuracy or completeness. 1stInsured.com does not warrant the accuracy of any information contained therein and undertakes no responsibility to update or review any Third-Party Content. Users use of these hyperlinks and Third Party-Content contained therein at their own risk.

Trademarks

Trademarks, service marks, and logos appearing in this site are the property of 1stInsured.com or the party that provided the trademarks, service marks, and logos to 1stInsured.com. 1stInsured.com and any party that provided trademarks, service marks, and logos to 1stInsured.com retain all rights with respect to any of their respective trademarks, service marks, and logos appearing in this site.

Disclaimer

YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THIS WEBSITE AND THE MATERIALS IN THIS WEBSITE ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. 1STINSURED.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. 1STINSURED.COM DOES NOT REPRESENT OR WARRANT THAT MATERIALS ON THIS WEBSITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. 1STINSURED.COM DOES NOT REPRESENT OR WARRANT THAT THIS WEBSITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 1STINSURED.COM DOES NOT WARRANT THAT THE FUNCTIONS OR CONTENT CONTAINED IN THIS SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. 1STINSURED.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATION REGARDING USE, OR THE RESULT OF USE, OF THE CONTENT IN TERMS OF ACCURACY, RELIABILITY, OR OTHERWISE. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS, AND 1STINSURED.COM MAY MAKE CHANGES OR IMPROVEMENTS AT ANY TIME. YOU, AND NOT 1STINSURED.COM, ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION IN THE EVENT OF ANY LOSS OR DAMAGE ARISING FROM THE USE OF THIS SITE OR ITS CONTENT. 1STINSURED.COM MAKES NO WARRANTIES THAT YOUR USE OF THE CONTENT WILL NOT INFRINGE THE RIGHTS OF OTHERS AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN SUCH CONTENT.

1stInsured.com reserves the right to change any and all content contained on this website at any time without notice. Reference to any products, services, processes, or other information, by trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by 1stInsured.com. All of the information in this site, whether historical in nature or forward-looking, speaks only as of the date the information is posted on this site, and 1stInsured.com does not undertake any obligation to update such information after it is posted or to remove such information from this site if it is not, or is no longer, accurate or complete.

Limitation of Liability

IN NO EVENT SHALL 1STINSURED.COM, ITS SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE PROVIDERS, CONTENT PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS BE LIABLE FOR ANY INCIDENTAL, DIRECT, SPECIAL, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR THE MATERIALS CONTAINED ON, OR ACCESSED THROUGH, THIS WEBSITE.

Indemnity

You will indemnify and hold 1stInsured.com, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the “Indemnified Parties”) harmless from any breach of these Terms and Conditions of Use by you, including any use of Content other than as expressly authorized in these Terms and Conditions of Use. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify any and all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties in connection therewith. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of this site.

Security

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). 1stInsured.com will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that 1stInsured.com considers insecure, 1stInsured.com will be entitled to require the password to be changed and/or terminate your account.

You are prohibited from using any services or facilities provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, 1stInsured.com reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. 1stInsured.com reserves the right to investigate suspected violations of these Terms and Conditions of Use.

1stInsured.com reserves the right to fully cooperate with any law enforcement authorities or court order requesting or directing 1stInsured.com to disclose the identity of anyone posting any e-mail messages, or publishing or otherwise making available any materials that are believed to violate these Terms and Conditions of Use.

BY ACCEPTING THIS AGREEMENT YOU WAIVE AND HOLD HARMLESS 1STINSURED.COM FROM ANY CLAIMS RESULTING FROM ANY ACTION TAKEN BY 1STINSURED.COM DURING OR AS A RESULT OF ITS INVESTIGATIONS AND/OR FROM ANY ACTIONS TAKEN AS A CONSEQUENCE OF INVESTIGATIONS BY EITHER 1STINSURED.COM OR LAW ENFORCEMENT AUTHORITIES.

Applicable Law

These terms and conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its choice of law principles to the contrary. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in, and resolved in, the federal or state courts in the Counties of Pinellas and Hillsborough, Florida, and you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of such courts over any suit, action or proceeding arising out of this Notice.

Termination

Notwithstanding any of these terms and conditions, 1stInsured.com reserves the right, without notice and in its sole discretion, to terminate your license to use this website, and to block or prevent future access to and use of this website.

Severability

If any provision of these terms and conditions shall be deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions. If you have any questions about this legal notice, the practices of this site, or your dealings with this website, please contact us at admin@1stInsured.com.

Legal Disclaimer

All text and information provided on or through this site is protected by federal copyright law and as such commercial use by insurance agents or brokers is prohibited. No part of any information from 1stinsured may be duplicated, published, broadcast, photocopied, faxed, mailed, uploaded, distributed, transmitted or redistributed in any manner for any purpose without prior written authorization by 1stinsured.

1stinsured is always interested in high quality sites to link to 1stinsured, provided that permission is obtained from 1stinsured prior to the posting of any link. If you are interested in linking your site to 1stinsured, please contact us. Please make sure to clearly state your request and include your URL. All links to 1stinsured from a permissible site must be to the 1stinsured home page -- links to internal pages within 1stinsured are not permitted. No link to 1stinsured may be "framed" by the permissible site where the link originated.

1stinsured does not sell, solicit, procure, or quote insurance of any kind. The purpose of its existence is to make referrals to independent agents.

This site is for informational purposes only and is provided without charge to assist consumers who may be seeking information regarding life insurance.

1stinsured does not assume any responsibility for any information received or extracted from any links. The text included on this site is provided by and reflects the views of 1stInsured.com and is null and void where free insurance advice or freedom of speech is limited or regulated by law. 1stInsured.com can be contacted via the contact page.


 

 



   

   

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